Ongoing Financial Planning
Our Process
How are we unique?
Step-by-Step
Guidance and Support
Our mission is to support our clients by navigating the challenges that arise through their financial journey. As your financial planner, we are dedicated to creating simple, step-by-step plans that anyone can understand.
Secure and
Tech Focused
Founded by a Cybersecurity executive, we leverage modern tech to provide exceptional services. We combine financial planning with modern tools to help automate your financial life, so you can focus on what matters most.
NO Commissions EVER
Fee-Only Advice
As a fee-only, fiduciary planning firm, we are only compensated through planning and investment management fees. We do NOT receive any commissions or referral fees on products we recommend.
Start with an Introduction
The first step in your journey to becoming a client is to schedule time to meet with Eric. During this 30 minute call, we'll ask questions to get a better idea of who you are and introduce our services.
Standard Meeting Structure - Foundational Stage
Once you've decided to become a client, we immediately get started on building your plan. We partner with you through a series of guided meetings, resulting in a customized step-by-step financial plan designed to help you achieve your goals.
Discovery & Purpose
We thoroughly examine your current situation, discuss your goals and concerns, and identify your unique needs and objectives. We'll delve into your financial history and understand how it influences your present outlook.
Cash Flow & Values
We analyze your cash flow to understand the cost of your lifestyle and make adjustments to your savings if necessary. We also explore what truly matters to you, ensuring a clear vision of your future direction.
Scenario Planning
We present an overview of your financial plan and introduce you to our financial planning software. This collaborative tool helps us together evaluate the feasibility of your goals and refine your plan as needed.
Investments & Equity
This is where we focus on investments and strategies for your investments and equity compensation. We make sure that our investment strategy aligns with your goals, your timeline, your risk profile, and your values.
Security
We review all your insurance coverages to ensure you have adequate protection. Additionally, we help you initiate the estate planning process.
Ongoing Action Meetings
Even after initial implementation, our commitment to your financial well-being is ongoing. We regularly review and adjust your plan if needed, ensuring it remains aligned with your evolving goals. We typically schedule 2 annual meetings to make sure you're caught up and everything is going smoothly. And if you need more support, you can always email, text, or schedule an extra meeting.
Annual Renewal Meeting
- Update goals, action items, and projections
- Review and update fee schedule
- Cash flow & savings review
- Review prior year taxes & W-4 withholding
- Estate plan review/check-in (beneficiaries, will, and other documents.)
- Charitable giving strategy
Mid-Year Check-In Meeting
- Check-in on goal progress
- Student loans/education funding
- Employee benefits/open enrollment
- Insurance review (life, disability, etc.)
- Rebalance investment accounts
- Equity comp review
- End-of-year tax planning review